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Notice of Variation

The Notice of Variation above outlines the changes we are making to certain fees and to some of the documents listed below with effect from 14 December 2026:

— Business Banking Terms & Conditions

— Business Price List

— Business Money Manager Additional Conditions

Relationship and Product Terms & Conditions

Price List

For details about the differences between these two Business Price Lists, see the Notice of Variation above.

Channel and Service Additional Conditions

Lending Terms

Interest Rates

Product Summary Boxes

Privacy

Other

E-Channel Country Conditions