Starting Your Business

Business Current Accounts


A range of accounts to suit your needs

HSBC Kinetic

If you’re a sole trader or single director sole shareholder business, HSBC Kinetic may be right for you. Apply in minutes, in app. Most accounts opened within 48hrs.

Small Business Banking Account

If you operate a small enterprise, require everyday transactional banking services and multiple ways to access your business account. Apply online to get off to a great start with 12 months free banking for start-ups or switchers.

Charitable Bank Account

Everyday banking at a reduced price for charities and not-for-profit organisations with a charitable purpose.

Savings accounts

Earn interest on surplus cash while keeping funds easily available for your business.

Business Money Manager

If you're looking for an instant access savings account to put aside separate funds, our Business Money Manager could be ideal. It's easy to open, easy to manage and easy to withdraw your money whenever you need it.

Business Money Market Account

If you have savings or surplus funds of over £5,000, you could take advantage of UK money market interest rates with one of our tailored savings accounts.

Clients Deposit Account

Safeguard your clients’ deposits or funds in a separate or pooled account.

HSBC Kinetic Savings Account​

Put funds aside and withdraw them whenever you need with an instant access savings account.

Ways to Bank

Access and manage your trade requirements – whenever and wherever you need to

Business Internet Banking

Wherever you are and whatever the time, you can take care of your business banking online.

HSBC UK Business Banking app

Securely access and manage your business accounts, from the palm of your hand.

Business Telephone Banking

Manage your day-to-day banking with our Business Telephone Banking service. Our highly trained UK-based staff are here to support you and help with any queries you have.

Branch Banking

Whether you need to manage your company accounts or meet with one of our business specialists, we've got branches conveniently located up and down the country.

Payments

Access solutions to support you in making and receiving payments

Accepting card and digital payments

If you want to accept card, digital or online payments with next day settlement at no extra cost, our preferred supplier Global Payments offer a variety of solutions in the UK*

Cash and cheque carrier

You could save time, reduce costs and improve security by using a carrier to handle your business cash and cheques.

Business Debit Card

If you’re an HSBC business bank account customer, a Business Debit Card gives you instant access to your funds and lets you pay for goods and services at home and abroad.

Support

Live Chat

Our Chat Assistant is available online and in our HSBC UK Business Banking app 24 hours a day, 7 days a week to answer common banking queries. If it doesn’t help with your query, you can connect to an agent during opening hours.