Cash Flow

Cash Flow

Business Loans and overdrafts

In these changing times, we want to give you the support you need with our range of credit and lending facilities.

Small Business Loan

If you have a long-term project that needs finance, our Small Business Loan could be the ideal way to help you fund it.

Flexible Business Loan

If you're a limited company, sole trader or partnership business, you can choose a fixed or variable business loan with repayment terms to suit you.

Business Overdraft

If you're looking for a safety net to help you manage fluctuations in your cash flow and respond to emergencies, our Business Overdraft could be just the answer.

International Business Overdraft

If you want cash flow flexibility when transacting in international markets, our International Business Overdraft could be just the answer.

Green SME Fund

Designed to make investing in sustainable solutions more accessible for businesses.

Business Cards

Efficient and flexible, business cards are ideal for making secure payments in the UK and abroad.

Business Debit Card

If you’re an HSBC business bank account customer, a Business Debit Card gives you instant access to your funds and lets you pay for goods and services at home and abroad.

Commercial Card

If you’re looking for a way to manage your day to day expenses and your business cash flow, our Commercial Card could be the answer

Global Corporate Cards

Corporate Card

A flexible solution for larger businesses to help you control your company's expenses and purchasing - now available in multiple currencies.

Purchasing Card

Get an extra level of control over your expenditure, negotiate better terms with your suppliers and simplify your business paperwork.

Virtual Card

A secure way to pay for goods and services without having to issue cards to employees.

Accepting card and digital payments

If you want to accept card, digital or online payments with next day settlement at no extra cost, our preferred supplier Global Payments offer a variety of solutions in the UK*

Receivables Finance

Strong businesses need a healthy cash flow. Our Receivables Finance and Asset Based Lending solutions help you free up working capital to keep your business running smoothly. With our solutions, you could receive cash within 24 hours of issuing an invoice. If you use Invoice Finance with Sales Ledger Management, as well as improving your cash flow, you could also have your credit control professionally managed by us. And with either option, you could protect UK and international sales from bad debts for added peace of mind

Asset Based Lending

Provides flexible funding against the value of assets within your business via bespoke revolving lines of credit and/or term loans tailored to your needs.

Invoice Discounting

Want to raise cash against invoices while keeping control of your sales ledger? With this service, you could improve your cash flow and even protect your business against bad debts.

Invoice Finance with Sales Ledger Management

With our Invoice Finance with Sales Ledger Management service, you can raise cash against unpaid invoices and have your customer payments collected and managed by us.

Finance & Lending

Let us help your business to achieve its ambitions with our range of credit and lending facilities

Asset Finance

Whether you're replacing old equipment or expanding your current operation, you could get help to manage cash flow by financing your acquisition through HSBC Equipment Finance.

Commercial Mortgage

If you're planning to move, expand or improve your company premises, a Commercial Mortgage can help you plan your development in a manageable and affordable way. Your property may be repossessed if you do not keep up repayments on your mortgage